by Golden & Co.
Founder-led. Australian-built. Made for the operators most accounting software treats like an afterthought.
01 · About the founder & purpose
I'm John Antony, the founder of Vaulco — a Melbourne-based commercial analyst with nearly a decade across Australian financial services. I've worked in banking operations at some of the country's largest banks, and on settlements, reconciliations, data governance, and workforce analytics for ASX-listed industrial companies. The kind of work where the numbers have to be right.
(I've spent Sunday nights hunting a missing cent in a nine-figure spreadsheet so you don't have to spend yours wondering if your BAS is right.)
I built Vaulco because I wanted finance software designed for the person actually running the business— the tradie pricing tomorrow's job at 9pm, the café owner doing payroll on a Sunday afternoon, the solo allied-health practitioner working out their first BAS. Mate, you shouldn't need a 90-page manual to find out if you can afford a new ute this month.
So I built it around that operator. Premium mobile-first design. An AI assistant (Aurum) that answers number questions in plain English. Switch over from Xero, MYOB, QuickBooks, or a custom Excel sheet — even handwritten records via your phone camera. And industry-specific dashboards tuned for trades, cafés, retail, and allied health.
Every line of code, every design decision, every customer conversation — that's me. Email hello@vaulco.com.auand I'll write back personally — and I won't start with “Hi, I hope this email finds you well.”
Vaulco is independent and founder-led. Not VC-funded, not run from overseas, not built to chase enterprise customers. No board deck, no quarterly OKR theatre, no “synergies.” Just an app that's good at the things AU small businesses actually do — and a real person on the other end who gives a damn.
10+
years AU financial services
100%
Australian-built & hosted
14 days
free trial, card required upfront
3 years
price locked for founders
ABN 67 154 348 185 · Melbourne, Victoria · Built on Australian infrastructure (Vercel Sydney, Supabase Sydney).
02 · What we're building
Dashboard, invoices, BAS, GST, tax, reconciliation, asset depreciation — all built in. Every plan starts with a 14-day free trial. Cancel anytime, no lock-in.
Tap any tile for the detail. (Yes, we put the cursor on “tap for more” on hover. We know.)
Live preview
Your money at a glance
April 2026 · FYTD
Cash
$0
Income
$0
Expenses
$0
Profit
$0
Revenue overview · last 6 months
+24% vs prior03 · How we ship
Driven by what users ask for. Not a head-office roadmap from overseas.
New features the first week of every month.
Our team reads it. Not a ticketing bot.
Good ideas usually ship inside a fortnight.
Missing something? Tell us — we usually ship it inside a fortnight.
04 · Timeline
2024
Golden & Co. registered in Victoria (ABN 67 154 348 185).
2025
First Vaulco prototype — dashboard, transactions, auto-categorisation.
Launch wave (live now)
3 subscription tiers with 14-day free trials · bank statement import (CSV, PDF, photo, email) for every major AU bank · receipt photo OCR · receipt → bank transaction auto-link · multi-sheet Excel import · invoice reconciliation · BAS worksheet · EOFY Tax Pack · EOFY one-screen summary · Business Health Score · 4 industry pages · logo upload · demo mode · Aurum AI (v1 beta) · staff + roster + leave + permissions · inventory + asset depreciation · privacy strip on every import · two-factor auth · Founding Member programme.
Next wave (shipping soon)
Customer statements + late-payment auto-chase · multi-entity Excel import (Staff/Customers/Products) · Stripe Connect for invoice Pay-Now · timesheets + mobile clock in/out · payroll export (ABA + Xero/MYOB) · STP-compliant payroll integration (DSP application under ATO review) · accountant access portal.
Later 2026
Aurum v2 with voice + action execution · direct bank API feeds via Basiq (once partner economics work) · Shopify / WooCommerce sync · mileage GPS tracker · staff document storage · training + CPD tracking.
Based in
Melbourne
ABN
67 154 348 185
Data residency
Australia
VC funding
None