Free · No signup · Australia only

Five Vaulco tools. Always free.

We don't hide behind a paywall. Try the AI before you trust us with anything else. No bank account. No card. No nonsense.

No bank data Instant🇦🇺 Built in Melbourne

What's actually yours?

Your bank balance is not your money.

Some of that balance is GST you collected, tax on profit you've already earned, super, and bills you've committed to. See what's left that you can actually spend. No signup.

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ATO Audit-Risk Score

How do you look to the ATO?

Compare your expense ratios to the ATO's own Small Business Benchmarks for your industry, and see where you sit outside the range. The signal the ATO uses to pick who to look at. No signup.

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Payday Super check

Super is due every payday now.

Since 1 July 2026 super is paid each payday and calculated on Qualifying Earnings, not OTE. Find the four places super quietly goes missing, in dollars. No signup.

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Receipt scanner

Snap. Extract. Done in 2 seconds.

AI reads any AU receipt — vendor, total, GST, category, claimable badge. Free, no signup, 5 per day per device.

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Ask Aurum

AU tax + business chat, in plain English.

Free AI for GST, BAS, super, EOFY, deductions questions. AU-first, no US examples. 3 questions per day per device.

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Tax calculator

Sole trader tax bill, in 5 seconds.

FY2026-27 income tax + Medicare + HELP + LITO. Plus set-aside calculator + vs Hnry comparison. Pure JS — no signup.

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Tax refund estimator

What's my tax refund? In 30 seconds.

For employees: enter your salary + tax withheld, tick the deductions you forgot, and watch your refund update live. FY2026-27. No signup.

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GST calculator

Add or remove 10% GST.

Add GST to a price, or work out the GST inside a GST-inclusive total. Instant — no signup, no spreadsheet.

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Like what you see?

The full Vaulco app does this on your data — every transaction, every invoice, every BAS, all tracked, forecast, and explained.