Bank feeds tell you what happened. Vaulco tells you what's about to.
Your business, in the vault.
The Australian finance layer for sole traders + small business. Plugs into ServiceM8, Square, Cliniko, Timely, OrderMate, Shopify — and reads receipts, emails, and voice notes you fire at it from anywhere.
No account, no bank, no card. Just answers.
Your money at a glance
April 2026 · FYTD
Cash
$0
Income
$0
Expenses
$0
Profit
$0
Revenue overview · last 6 months
+24% vs priorWorks with every major Australian bank
Export a CSV from your online banking. Drop it into Vaulco. Every transaction auto-categorised in seconds.
Bank names shown for compatibility reference. Vaulco is not affiliated with or endorsed by any of the above.
Plug in once. Vaulco does the heavy thinking. You read the report.
Bank CSV, Stripe, ServiceM8, Square — connect once, or upload monthly. Whichever you prefer.
⏱ 60 secRecurring spend, seasonal swings, customer cadence — all picked up automatically. No tagging, no spreadsheets.
⏱ BackgroundHits, misses, surprises. BAS pre-filled. Cash runway projected. Plain English, every Monday.
⏱ OngoingBuilt for business owners, not accountants. (Accountants welcome too, honestly.)
Vaulco predicts your next 90 days from your past 90, then narrates the variance after every upload — hits, misses, surprises.
CSV from any AU bank, plus presets for ServiceM8, Square, Cliniko, Timely, OrderMate, Shopify. Categorised automatically.
Live tax estimate with ATO brackets. Quarterly BAS worksheet pre-filled from your transactions, one-click PDF.
Plus cash flow forecast, smart insights, bill tracking, invoices, BAS worksheet, product margins, rostering, and more.
Same app for everyone. A few industries get extra defaults — more coming.
Jobs, vehicles, materials, BAS.
Learn moreTakings, wastage, rostering.
Learn moreInventory, suppliers, loyalty.
Learn moreMedicare, NDIS, DVA — all reconciled.
Learn moreNot seeing your industry? You're still welcome.
Vaulcoworks for every Australian business — the core dashboard, invoices, BAS, reconciliation and tax work for any trade. The industries above just have extra features tailored to their workflows. Tell us what you do — we'll build the industry-specific features you need next.
Tell us your industryVaulcois a Progressive Web App. Tap “Add to Home Screen” on your phone — it runs like a native app without the App Store gatekeeping, the 30% Apple cut, or the 47 permissions prompt.
Add to home screen
Works offline (view mode)
Responsive on every screen
Push notifications for bills + invoices
Camera receipt scanner
Voice commands (via Aurum AI)
12 features in your hands from day one — not “coming soon”. Start Founding Member trial, log in, it all works.
Financial Dashboard
Revenue, expenses, profit, trends — live
CSV Bank Import
Any AU bank export, auto-categorised
Unlimited Invoices
Create, send as PDF, track payment
Unlimited Quotes
Customer accepts online, auto-converts to invoice
Receipt Scanner
Phone camera → AI extracts vendor/amount/GST
Daily Log
Photo, text, or voice — logged in seconds
BAS Estimate
Live GST calc, ready for quarterly lodgement
Cash Flow Forecast
30-day view, updated with every transaction
Aurum AI Assistant
Ask plain-English questions about your finances
EOFY Tax Pack
One-click PDF for your accountant
Business Health Score
0-100 score across 5 dimensions, live
Documents Inbox
Scan any doc — AI classifies + routes
Appointment Bookings
Calendar, staff assignment, industry-aware fields
Active development. Your Founding Member price lock means every feature below ships free to you the moment it's live.
Ask plain-English questions about your finances. “What was my profit this month?” “Can I afford to hire someone?” “Chase my overdue invoices.” Aurum answers from your live data — and can execute actions for you.
Plus supplier management, auto-reorder, mileage GPS, Shopify sync, and more. Tell us what you'd use most — it moves up the queue.
Replace 4 subscriptions with one app.
Real numbers from publicly listed AU prices (May 2026). Most small businesses run 3-5 separate tools. Vaulco bundles them — and your price is locked until 2029.
Solo, no staff. Just you, your invoices, and BAS.
$698/yr
switching from the typical stack to Vaulco Core Founding
Typical stack
$888/yr
Vaulco
Core Founding
one app, all-in
$190/yr
On-the-tools owner with weekend casuals.
$1,550/yr
switching from the typical stack to Vaulco Team Founding
Typical stack
$2,040/yr
Vaulco
Team Founding
one app, all-in
$490/yr
Open 6 days, mixed casual roster, weekend penalty rates.
$1,358/yr
switching from the typical stack to Vaulco Team Founding
Typical stack
$1,848/yr
Vaulco
Team Founding
one app, all-in
$490/yr
Multi-site or scaling retail / services with stock + forecasting.
$7,542/yr
switching from the typical stack to Vaulco Team+ Founding
Typical stack
$8,232/yr
Vaulco
Team+ Founding
one app, all-in
$690/yr
Pricing as of May 2026 from publicly listed AU prices. Founding Member tier locked until 2029; standard pricing applies thereafter. Tell us if we've got this wrong: hello@vaulco.com.au
Every plan starts with a 14-day free trial. Cancel anytime.
Your price is locked for 3 years.
Sign up at $19/$29/$49 — same price for 3 full years. Any change after that comes with 90 days' notice, cancel any time.
🎉 Founding members: 50% off Year 1, ~25% off Years 2–3 — locked until 2029.
💡 Or pay annually and get ~2 months free — full details on the pricing page.
Year 1 founding · $14/mo Yrs 2–3 · locked to 2029
Essentials for sole traders.
Year 1 founding · $22/mo Yrs 2–3 · locked to 2029
Growing solo + small teams.
Year 1 founding · $37/mo Yrs 2–3 · locked to 2029
Cafés, trades, retail with staff.
Year 1 founding · $52/mo Yrs 2–3 · locked to 2029
Restaurants, multi-site, growing.
For businesses with extra needs.
Questions? Read the FAQ or contact us.
“The dashboard actually makes sense. I finally know how my business is doing.”
Sarah M. — Melbourne
“The tax estimate alone saves me hours. I always know where I stand.”
Mike T. — Sydney
“Uploaded my bank statement — everything categorised in seconds.”
Priya K. — Brisbane
Questions about Vaulco? Custom plan? We reply within 24 hours.
14-day free trial. Cancel anytime. Set up in 2 minutes.
Start 14-day free trial